ALONG THE PATH OF DEVELOPMENT WITH THE COUNTRY...
A trusted cooperative banking institution serving farmers, families and the community with a legacy of service, progress and financial responsibility since 1949.
Perumatty Service Cooperative Bank is becoming the heartbeat of the country in Perumatty, which is synonymous with agricultural prosperity and is bordered by Tamil Nadu to the south and Shokanashini River to the north in Chittoor, Palakkad district.
The bank's progress is based on a tradition of seven and a half decades. The bank has made strong interventions in all sectors including education, social welfare, agriculture, philanthropy, and women's empowerment.
The fact that it has been continuously operating in profit since its inception in 1949 adds to the success of the bank. This cooperative institution, which operates in Class A classification with 31,412 members, is at the forefront of the leading cooperative institutions in the district.
Reliable banking services designed around the needs of our members and community.
Safe, flexible deposits for day-to-day liquidity with competitive interest, designed to help members accumulate savings.
Learn MoreEfficient business checking services built to streamline regular business transfers, merchant transactions, and withdrawals.
Learn MoreSpecialized privileges, share capital participation, and member-only services reflecting our cooperative ownership model.
Learn MoreEnhanced operations system ensuring each transaction is protected, reliable, and compliant with banking standards.
Learn MoreSave Today. Secure Tomorrow. Safe and convenient options designed to help members build security.
The foundation of financial health. Convenient withdrawal options combined with competitive cooperative yields.
Explore SchemeEarn guaranteed higher returns on your lump sum savings. Choose your investment tenure with flexible payouts.
Explore SchemeCultivate a discipline of regular saving. Invest a fixed amount monthly and earn compounded interest on maturity.
Explore SchemeFinancial Support When You Need It. Accessible support for agriculture, personal needs, and local businesses.
Subsidized capital, precision farming setup loans, and interest-free schemes supporting our local farming community.
Explore LoansLoans to cover key milestones, family needs, education expenses, and general personal purposes at accessible terms.
Explore LoansProviding working capital for retail, service units, and local ventures to stimulate cooperative growth.
Explore Loans* Contact the bank for current eligibility, rates, and terms.
Explore LoansReal impact achieved through cooperative support, precision farming initiatives, and financial assistance.
The bank, which was the first in Kerala to implement micro-agriculture, has achieved great progress in the field of agriculture. The demonstration farm started in Kampalathara in 2007 successfully cultivated various vegetable crops.
To implement precision farming according to Israeli technology, dealership of leading companies in this field was established. Under this program, drip irrigation materials worth Rs. 8.61 crore were distributed to 6,641 farmers in 2,400 hectares of land, accompanied by full technical assistance.
Capital loans were provided to Perumatty Agropros and Perumatty Agroservice Center to spread and promote scientific farming methods. A Farmers Service Center functions under the bank, helping small farmers by renting tractors, pickup vans, and garden tractors at highly subsidized rates.
Functions under the RKVY scheme, providing modern farming machineries and tools to local farmers with direct financial backing from the bank.
Started in collaboration with the bank to directly come to the aid of local coconut farmers and improve crop processing.
Strengthening the cooperative dairy sector by distributing chemical fertilizers and high-yielding cows at subsidized rates.
Disbursed Rs. 52 crore interest-free loans to paddy farmers and Rs. 10.97 crore to agricultural sectors in the last financial year.
Recognized among Kerala's leading cooperative institutions for governance and services.
Guided by a legacy of trust and dedicated cooperative service to our community.
Whether you are looking for reliable banking services, secure savings, financial support or assistance for your agricultural journey, Perumatty Service Co-operative Bank is here to serve the community.
